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Once these are made clear they will discuss regarding the finance or the lease option. Although a honed finish can be very attractive, it is not recommended for kitchen use. - Look for features that sell, more than one toilet, plenty of closet space and ample storage areas are all high on just about every house hunters list. 5. If a pot or pan leaves a grey or black mark on the surface, it can be polished out using fine steel wool. The chimney clearance on the other hand should have at least two inches of air space clearance if part of the chimney is inside the interior of the house. If the home is lacking quite a bit in terms of being unfinished, most banks wont give you a mortgage. Some areas may move up and down a touch, but there are a few key things desirable areas almost always have. By this way you will be the owner of the house even before you really buy it with the lease option. Know if it is encumbered or not.